997 TT Insurance in NYC
Apr 13, 2008 | 10:08 PM
#14
Teamspeed Pro
Joined: Jan 2008
Posts: 3,214
From: Where the Grass is Greener
No.....not yet! 
Because i am an insurance agent with thousands of clients that drive "regular old cars"....and i have a handful of clients with "high end" or specialty vehicles that i ONLY write with these types of polcies. I do it to protect them in the event of a total loss or theft. Too many times i have seen (and heard horror stories) about guys with a nice car and poor coverage and that never ends nicely.
Example:
A Porsche 993 will blue book around 30k or so???.....but we all know that NICE ones like we all like (and drive) are worth FAR more than 30k. Closer to 40k and up id say....
So if your not coverage on an Agreed Value basis (you NAME the value of the car - not the insurance company) then your taking a HUGE risk in the event that something happens to your baby.
Because i am an insurance agent with thousands of clients that drive "regular old cars"....and i have a handful of clients with "high end" or specialty vehicles that i ONLY write with these types of polcies. I do it to protect them in the event of a total loss or theft. Too many times i have seen (and heard horror stories) about guys with a nice car and poor coverage and that never ends nicely.
Example:
A Porsche 993 will blue book around 30k or so???.....but we all know that NICE ones like we all like (and drive) are worth FAR more than 30k. Closer to 40k and up id say....
So if your not coverage on an Agreed Value basis (you NAME the value of the car - not the insurance company) then your taking a HUGE risk in the event that something happens to your baby.
Dec 12, 2009 | 02:04 PM
#18
Teamspeed Senior Member
Joined: May 2008
Posts: 285
No.....not yet!
Because i am an insurance agent with thousands of clients that drive "regular old cars"....and i have a handful of clients with "high end" or specialty vehicles that i ONLY write with these types of polcies. I do it to protect them in the event of a total loss or theft. Too many times i have seen (and heard horror stories) about guys with a nice car and poor coverage and that never ends nicely.
Example:
A Porsche 993 will blue book around 30k or so???.....but we all know that NICE ones like we all like (and drive) are worth FAR more than 30k. Closer to 40k and up id say....
So if your not coverage on an Agreed Value basis (you NAME the value of the car - not the insurance company) then your taking a HUGE risk in the event that something happens to your baby.
Because i am an insurance agent with thousands of clients that drive "regular old cars"....and i have a handful of clients with "high end" or specialty vehicles that i ONLY write with these types of polcies. I do it to protect them in the event of a total loss or theft. Too many times i have seen (and heard horror stories) about guys with a nice car and poor coverage and that never ends nicely.
Example:
A Porsche 993 will blue book around 30k or so???.....but we all know that NICE ones like we all like (and drive) are worth FAR more than 30k. Closer to 40k and up id say....
So if your not coverage on an Agreed Value basis (you NAME the value of the car - not the insurance company) then your taking a HUGE risk in the event that something happens to your baby.
So is that done as some sort of "special interest" vehicle rate class? I used to work for one of the largest insurance companies and there's no way to set an agreed upon value as a regular passenger automobile. We didn't have the most competitive rates on high end vehicles anyway so there were very, very few over the $50,000 price point.
